Rohm & Haas Benefits

Medical

Medical Cost and Coverage

To help you make an informed choice, we have provided a series of medical charts. The charts will outline the cost and coverage of the medical plans offered to ROH retirees and eligible family members.

For plan year 2020
  • MAP Plus
  • MA PPO Plan
  • HMOs: Access is determined by geographic location and Medicare eligibility status.
For plan year 2019

Medical Cost and Coverage – Electronic Materials (Formerly Shipley & Rodel)

To help you make an informed choice, we have provided a series of medical charts. The charts will outline the cost and coverage of the medical plans offered to Shipley retirees and eligible family members.

For plan year 2020
  • MAP Plus
  • MA PPO Plan
  • HMOs: Access is determined by geographic location and Medicare eligibility status.
For plan year 2019

Summary Plan Descriptions

The SPDs are comprised of two parts: 1) SPD Wrapper or Part I and 2) Appendix A or Part II. Please select the summary plan description (SPD) applicable to you.

ROH Self-Funded PPO Plans
ROH Self-Funded HMO Plans

Contact your HMO or the Retiree Service Center (800-344-0661) to obtain a copy of the HMO publication, which contains coverage details.

Morton

Cigna - International Medical and Dental Plan

Access to this plan is limited to eligible participants only.

Life Insurance

Life Insurance Information

For information regarding your retiree life insurance coverage, please download the applicable Summary Plan Description (SPD) below.

Summary Plan Descriptions

Life Insurance Extras

Will Preparation and Estate Resolution Services

Pre-Age 65 retirees who are enrolled in Retiree-Paid Optional Life Insurance can prepare or update a standard will for little or no cost, and probate assistance is available for their estate.

Annual Enrollment

Annual Enrollment Information

Dow's annual open enrollment provides you an opportunity to review your current benefit elections and decide if you want to make changes for the coming year.

A comprehensive look at what's new for the coming year:
Pension

Summary Plan Descriptions

For a detailed description of the Pension Plan for Heritage Rohm and Haas Employees and its Participating Subsidiary Companies, refer to information below.

Summary of Material Modifications

Pension Modeler

For heritage ROH employees and deferred participants to estimate current or future pension benefits, please go to the Dow Benefits website: Pension Retirement Modeling Tool. To help you navigate and use the Pension Retirement Modeling Tool, use this “How-to Guide” with screen shots and instructions: ROH How-to Guide for Pension Modeling.

Commencing a Deferred Pension Benefit

If you deferred your early retirement or vested benefit in the Rohm and Haas Company Retirement Plan when you terminated employment, please read this Frequently Asked Questions document for information on commencing your pension benefit at a later date.

Annual Pension Funding Notices

This notice provides important funding information about your pension plan. It also provides a description of how the plan's assets are invested and a description of the benefits under the plan that are eligible to be guaranteed by the Pension Benefit Guaranty Corporation (PBGC), a federal agency.

Lump Sum Notice

For further information on the lump sum interest rate assumptions applied under the Rohm and Haas Company Retirement Plan, view the Lump Sum Notice.

Pension Form 5500

Each year, the Company is required to provide information to the Internal Revenue Service (IRS) and the Department of Labor (DOL) regarding the Dow Employees’ Pension Plan. This reporting requirement is generally satisfied by filing the IRS Form 5500, including all applicable Schedules and Attachments. The Company generally files the Form 5500 in mid-October for the prior year and posts a subset of the filing here, which provides the basic plan and actuarial information. The entire filing can be found on the DOL website at www.efast.dol.gov.

COLA Increase Q&A’s

For information about the Cost of Living Adjustment for 2018 under the Rohm and Haas Company Retirement Plan, view the document below.

401(K)

Savings Plan Service Center

The Dow Chemical Company Employees' Savings Plan (401(k)) record keeper is Fidelity Investments. The Savings Plan Service Center at Fidelity has been established to handle the day-to-day Plan operations. The Savings Plan Service Center offers a voice response system, a website and Plan representatives to answer your questions.

Summary Plan Descriptions