Dow Corning Benefits

Medical

Medical Cost and Coverage

To help you make an informed choice, we have provided a series of medical charts. The charts will outline the cost and coverage of the medical plans offered to Dow Corning retirees and eligible family members.

For plan year 2020
  • MAP Plus
  • HMOs: Access is determined by geographic location and Medicare eligibility status
For plan year 2019

Calculating Retiree Medical Premiums

To help calculate your monthly premium, if you are on the Support Schedule:

Dow Corning Retiree Medical Calculator

Summary Plan Descriptions

Life Insurance

Life Insurance Information

For information regarding your pre-age 65 or post-age 65 life insurance coverage, please download the applicable Summary Plan Description (SPD) below.

Summary Plan Descriptions

Life Insurance Extras

Will Preparation and Estate Resolution Services

Pre-Age 65 retirees who are enrolled in Retiree-Paid Optional Life Insurance can prepare or update a standard will for little or no cost, and probate assistance is available for their estate.

Annual Enrollment

Annual Enrollment Information

Dow's annual open enrollment provides you an opportunity to review your current benefit elections and decide if you want to make changes for the coming year.

A comprehensive look at what's new for the coming year:
Pension

Summary Plan Descriptions

For a detailed description of the Pension Plan for Dow Corning Employees and its Participating Subsidiary Companies, select the applicable link below.

Annual Pension Funding Notices

This notice provides important funding information about your pension plan. It also provides a description of how the plan's assets are invested and a description of the benefits under the plan that are eligible to be guaranteed by the Pension Benefit Guaranty Corporation (PBGC), a federal agency.

Pension Form 5500

Each year, the Company is required to provide information to the Internal Revenue Service (IRS) and the Department of Labor (DOL) regarding the Dow Employees’ Pension Plan. This reporting requirement is generally satisfied by filing the IRS Form 5500, including all applicable Schedules and Attachments. The Company generally files the Form 5500 in mid-October for the prior year and posts a subset of the filing here, which provides the basic plan and actuarial information. The entire filing can be found on the DOL website at www.efast.dol.gov.

401(K)

401(k) Information

The Dow Chemical Company Employees’ Savings Plan (401(k)) record keeper is Fidelity Investments. The Savings Plan Service Center at Fidelity has been established to handle the day-to-day Plan operations. The Savings Plan Service Center offers a voice response system, awebsite and Plan representatives to answer your questions.

Summary Plan Descriptions