Health & Insurance

Medical

New medical plan names, same great coverage. We’ve simplified the names of our two core plans available through Aetna:

  •  MAP Plus Option 1 is now Low Deductible Medical Plan
  •  MAP Plus Option 2 is now High Deductible Medical Plan

While the names have changed, what’s covered remains the same.

Costs & Coverage

To help you make an informed choice, review the charts below outlining the cost and coverage of the medical plans offered to Dow employees and eligible family members.

For plan year 2023

Summaries of Benefits & Coverage

For plan year 2023

Cigna - International Medical and Dental Plan

Access to this plan is limited to eligible participants only

For plan year 2023

Appendix A Information

COBRA

For plan year 2023

Forms

Resources

Dental

Costs & Coverage

To help you make an informed choice, review the charts below outlining the cost and coverage of the medical plans offered to Dow employees and eligible family members.

Summaries of Benefits & Coverage

For plan year 2023

Plan Information

COBRA

For plan year 2023

Forms

Contacts

Delta Dental (Basic Plus and PPO High)
Aetna Dental (DMO)
Cigna Dental Health (DMO)
Vision

Cost & Coverage

For plan year 2022

Contacts

Cigna Vision
VSP Vision
Life & Accident Insurance

Life Insurance

Life Insurance Extras

  • Dignity Funeral Planning provides information on funeral discounts and planning services available through MetLife Advantages ‐ at no additional cost to you.
  • Funeral Planning Guide provides an easy-to-use format for documenting information your survivors will need upon your death
  • Grief Counseling can provide you, your dependents or beneficiaries with support, comfort, tools and services to help get back to a productive life after experiencing any major loss

Will Preparation and Estate Resolution Services

Employees who are enrolled in Employee-Paid Life Insurance can prepare or update a standard will for little or no cost, and probate assistance is available for their estate.

Accident Insurance

Forms

Other

Long Term Disability

Group Legal Plan

The Group Legal Plan provides personal legal services for eligible Employees, their Spouses and Dependent Children.

RHCAP

Summary Plan Descriptions

RHCAP Annual Portfolio Returns*

As of June 30, 2022
20% Equity / 80% Fixed Income Portfolio

  • 2021 return: 3.52%
  • 2020 return: 10.93%
  • 3-year annualized return: 1.47%
  • 5-year annualized return: 2.67 %

60% Equity / 40% Fixed Income Portfolio

  • 2021 return: 14.38%
  • 2020 return: 16.48%
  • 3-year annualized return: 5.89%
  • 5-year annualized return: 7.04%