Health & Insurance

Medical

Costs & Coverage

For costs and coverage information, please click on your home state of residence from the list below:

For plan year 2020
For plan year 2021

Summaries of Benefits & Coverage

For plan year 2020
For plan year 2021

Cigna - International Medical and Dental Plan

Access to this plan is limited to eligible participants only

Summary Plan Descriptions

COBRA

For plan year 2020
For plan year 2021

Forms

Resources

Dental

 

For plan year 2020
For plan year 2021

Summary Plan Descriptions

COBRA

For plan year 2020
For plan year 2021

Forms

Contacts

Delta Dental (Basic Plus and PPO High)
Aetna Dental (DMO)
Cigna Dental Health (DMO)
Vision

Cost & Coverage

Summary Plan Descriptions

Contacts

VSP Vision
Life & Accident Insurance

Life Insurance

Life Insurance Extras

  • Dignity Funeral Planning provides information on funeral discounts and planning services available through MetLife Advantages ‐ at no additional cost to you.
  • Funeral Planning Guide provides an easy-to-use format for documenting information your survivors will need upon your death
  • Grief Counseling can provide you, your dependents or beneficiaries with support, comfort, tools and services to help get back to a productive life after experiencing any major loss
Will Preparation and Estate Resolution Services

Employees who are enrolled in Employee-Paid Life Insurance can prepare or update a standard will for little or no cost, and probate assistance is available for their estate.

Accident Insurance

Cost & Coverage/SPDs/Forms

Other

Long Term Disability

Summary Plan Descriptions

The Group Legal Plan provides personal legal services for eligible Employees, their Spouses and Dependent Children.

Long Term Care Insurance

RHCAP

Summary Plan Descriptions

RHCAP Annual Portfolio Returns

 

As of December 31, 2019
60% Equity / 40% Fixed Income Portfolio

  • 2019 return: 22.06%
  • 3-year annualized return: 10.49%
  • 5-year annualized return: 8.17%

 

Long Term Disability Insurance